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(603) 382-4600
Homeowners
Insurance

The odds are, the largest asset you own is your Home. That is why it is important to make sure that your home is protected in the unfortunate event of a loss.

There are a variety of living situations, and your particular situation will dictate what type of Homeowners coverage you will need. Some people own high-value homes, multi-million dollar homes, while others own condominiums. Some own mobile homes while others rent their residence. Depending on your circumstances, you coverage needs will be different. We have access to many insurance carriers through which we are able to write Homeowners Insurance. We will quote your account with these companies to find you the best fit for you, based on coverage and price.

Though most home and condominium owners carry insurance, the most under-purchased line of personal insurance is the HO-4 or Tenants' policy. Due to the fact that those who rent are normally not required to carry insurance by a bank, most renters do not carry renters insurance. Although you may not own a home, you still have plenty of items to protect in the event of a loss. Can you afford to replace all your possessions if they were destroyed in a loss?

The rating of Homeowners Insurance is based on a number of factors; these include the age of the home, loss history, construction type, location, condition of the dwelling, alarm systems and credit history to name a few.

Homeowners Insurance protects more than your home itself, it protects you. Homeowners Insurance policies include liability coverage that protects you under a variety of circumstances. As a result of providing this coverage, there are many factors that make it difficult to obtain Homeowner insurance. These include ownership of certain animals, ownership of a trampoline, pools with slides and/or diving boards, oil tanks located outside or underground, and other situations that may increase the likelihood or severity of having a liability claim. If you have one or more of these circumstances, you may find it more difficult and/or more expensive to obtain Homeowner insurance.

You should know that not all Homeowners policies are the same. There are many optional coverages available on a Homeowners policy. Depending on your circumstances, you may choose to add some of the optional coverages listed below.

If you are interested in a Homeowner quote, please contact our office at (603) 382-4600, 893-0111 or 622-8622 and one of our licensed agents will be happy to assist you. If you would rather, please click on the link below and complete the form online. We will then review the information and get back to you with a quote.

*Please note that we can usually find a better rate if we are able to quote your Automobile and Homeowner Insurance, as most companies offer Home/Auto Package Discounts.

Click Here for a Homeowners Quote

60 Westville Road - Plaistow, NH 03865
(603) 382-4600 Fax (603) 382-2034
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